Self-Insured Employer
Legal basis: LC §3700
Definition
An employer that has obtained a certificate of consent from the DIR to self-insure its workers' compensation obligations rather than purchasing insurance. Self-insured employers must demonstrate financial ability to pay claims and typically use third-party administrators to handle claims management and medical-legal processes.
Related Terms
Frequently Asked Questions
What is a Self-Insured Employer?
An employer that has obtained a certificate of consent from the DIR to self-insure its workers' compensation obligations rather than purchasing insurance. Self-insured employers must demonstrate financial ability to pay claims and typically use third-party administrators to handle claims management and medical-legal processes.
What is the legal basis for Self-Insured Employer in California workers' compensation?
Self-Insured Employer is governed by LC §3700 under California workers' compensation law. This statute defines the requirements, procedures, and standards for self-insured employer in the workers' compensation system as of 2026.
How does self-insured employer affect a workers' compensation claim?
Self-Insured Employer plays an important role in determining the outcome of a workers' compensation claim in California. Understanding this concept helps injured workers, attorneys, and physicians navigate the claims process more effectively.